SIP Calculator India (2026)

📊 SIP Calculator

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What is SIP?

SIP (Systematic Investment Plan) is a way of investing a fixed amount of money regularly (monthly) in mutual funds. Instead of investing a large amount at once, SIP allows you to invest small amounts consistently and build wealth over time.

How Does This Calculator Work?

This SIP calculator helps you estimate how much your monthly investment can grow over time based on:

Monthly Investment: Amount you invest every month
Expected Return: Annual return rate (in %)
Time Period: Number of years you stay invested

It uses a formula to calculate the total value of your investment including returns.

Example Calculation

If you invest ₹5,000 per month at an expected return of 12% for 10 years, your investment can grow into a significant amount due to the power of compounding.

Why is SIP Powerful?

📈 Helps you build wealth gradually
💰 No need for large initial investment
⏳ Benefits from long-term compounding
📊 Reduces risk through regular investing
💡 Ideal for beginners and salaried individuals