Everyone has an opinion. Almost nobody shows you the numbers. We used 30 years of real Nifty 50 data to settle the SIP vs lump sum debate once and for all — and the answer is more nuanced than you’ve been told. First — the Nifty 50 in numbers Before comparing strategies, let’s ground ourselves […]
SIP vs Lump Sum: Which Strategy Wins Over 10, 20 & 30 Years? Read More »
Markets are red. WhatsApp groups are panicking. Your portfolio is down. Before you do anything, read this — a calm, honest breakdown of exactly what’s happening and what your next move should be. It is not a recommendation or an advice to anyone. It is just my personal view to Indian markets. Don’t take any
Why Sensex & Nifty Are Falling in May 2026 Read More »
Crude oil has already crossed $100 per barrel — and a barrel of Brent hasn’t looked back. Here’s an honest, sector-by-sector breakdown of what this means for your investments, your rupee, and your financial plan. MG Manish Gunwani CIO – Equity, Bandhan AMC (IIT Madras · IIM Bangalore · 30+ years experience) “Sustained crude oil
What Crude Oil Above $90 Means for Your Indian Portfolio Read More »
While IPO headlines and tech stocks dominate the conversation, one sector has been quietly minting wealth for patient investors — and most retail investors are still late to notice it. India’s defence sector has been that theme. Since 2022, stocks like HAL, BEL, Mazagon Dock, and GRSE have delivered multi-bagger returns — not because of
India’s Defence Stocks Are on Fire — Most Investors Are Still Sleeping Read More »
SEBI just gave the green light. Zepto’s $1.3 billion IPO is one step closer to reality — but with exploding losses and fierce rivals, is it actually worth your money? Here’s the full, honest breakdown. What just happened? On 8 May 2026, SEBI issued its observation letter to Zepto — the official green light for
Zepto IPO Analysis 2026: Should You Apply? Read More »
India is on the verge of its most transformative IPO season ever. Reliance Jio, PhonePe, and Zepto are all queuing up for public listings — and together, they could unlock over ₹1 lakh crore in value for everyday investors. What is the Jio IPO? Reliance Jio Platforms — the digital and telecom giant owned by
Jio IPO 2026: Everything You Need to Know Before India’s Biggest Listing Read More »
OnEMI Technology Solutions Limited is a leading Indian fintech company that provides fast and easy digital loans. Founded in 2016, the company has quickly become a well-known name in the lending space through its two popular consumer apps — Kissht and Ring. What Does OnEMI Do? Kissht: Offers personal loans and business loans to individuals
Fairly Priced or Overvalued? Decoding the OnEMI Technology IPO Read More »
If you’re planning to start investing in the stock market, the first thing you need is a Demat account. But here’s where most beginners get confused: 👉 Which Demat account is actually the best in India? With so many options available, choosing the wrong one can: So in this guide, I’ll help you choose the
Best Demat Account in India (Beginner Guide 2026) Read More »
Introduction: Citius Transnet InvIT IPO The Citius Transnet InvIT IPO introduces investors to a transport-focused infrastructure investment opportunity built around operational road assets. Citius Transnet Investment Trust is an Infrastructure Investment Trust (InvIT) established to acquire, operate, and manage a diversified portfolio of highway projects across India. The trust is sponsored by Epic TransNet Infrastructure
Citius Transnet InvIT IPO: Steady Cash Flows or High-Risk Entry? Read More »
1. ROE 👉 But exam asks:WHY ROE is high? 3 reasons: 👉 Trick:High ROE is not always good 2. P/E Ratio 👉 Exam trap: High P/E can mean: 👉 So:Don’t blindly say “high P/E = bad” 3. Debt to Equity 👉 Interpretation: 👉 BUT:Banking companies naturally have high D/E → normal ✅ 4. ROCE vs
DAY 4 – Financial Ratios – NISM XV Series Read More »